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 ·  Serving Yourtown, Nearbytown and the surrounding villages  

Mortgages and protection explained clearly.

Local mortgage and insurance advice for buyers, landlords and the self-employed. Honest answers and a named adviser.

15 yrsAdvising local buyers
We were told twice we could not get a mortgage. Keystep found a lender within a week and explained everything.
Sophie and Ben, First-time buyers
240Mortgages arranged last year

What our customers say

Sample reviews. Replace them with your own before you launch.

★★★★★
We were told twice we could not get a mortgage. Keystep found a lender within a week and explained everything.
Sophie and BenFirst-time buyers
★★★★★
Clear, patient and quick to reply. Saved us a lot on our remortgage and sorted the life cover too.
Gareth W.Remortgage
★★★★★
As a landlord I just want things done properly. They handle the lender and keep me updated.
Mina K.Buy-to-let
FCA authorised and regulated
CeMAP qualified
Member of a professional body
Fully insured

How we can help

Mortgages and protection for most situations. Tap any one to book a free call.

Deposits, schemes and what you can afford, explained step by step.

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Coming off a fixed rate? We check your options before it ends.

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Porting, a new mortgage or a mix of both.

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Landlord and limited company mortgages.

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Mortgages based on your accounts or tax returns.

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Life cover, critical illness and income protection.

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How it works

Four simple steps, so you always know what happens next.

  1. Free call

    Tell us what you want to do. We talk through your income, deposit and plans. There is no charge for this.

  2. Find the options

    We search lenders for a deal that fits and explain the cost of each choice.

  3. Apply

    We complete the application and chase the lender, valuer and solicitor.

  4. Offer and completion

    We stay in touch until you have the keys, and book your next rate review.

Book your free call

Pick a day and a time. Your adviser will phone you on the number you give us.

  • Free and no obligation
  • About 20 minutes
  • Evening slots available

Check your deposit

Pick the kind of mortgage and the property price to see a typical deposit. Lenders set their own rules, so we confirm for your case.

  • Free initial call
  • Lenders from across the market
  • Fees explained upfront

Advice from someone local

Keystep Mortgages is a small independent practice. We have helped people in Yourtown and Nearbytown buy and remortgage for over fifteen years.

You deal with the same adviser from first call to completion. We are authorised and regulated by the Financial Conduct Authority, FCA no. 000000.

Plain English

No jargon. We explain each step and what it costs.

Same adviser throughout

One person who knows your case and answers the phone.

Fees explained upfront

You know what we charge before you decide to go ahead.

Questions we get asked

How much does mortgage advice cost?
The first call is free. If you go ahead, our adviser fee is typically from £299, agreed with you in writing before we apply. We may also receive a commission from the lender.
How much deposit do I need?
Most lenders want at least 5 percent, though 10 percent or more opens up better rates. We will tell you what is realistic for you.
Can I get a mortgage if I am self-employed?
Yes. Lenders usually look at two years of accounts or tax returns, and some will consider less. We know who to ask.
When should I remortgage?
Usually three to six months before your fixed rate ends. You can often lock in a new rate early without penalty.
Do I need life insurance with a mortgage?
It is not compulsory, but most people want cover so the mortgage is paid if the worst happens. We can quote for you at the same time.
Is my home at risk?
Your home may be repossessed if you do not keep up repayments on your mortgage. We will only recommend what you can comfortably afford.

Get in touch

Tell us a little about your plans and your adviser will call you back within one working day.

Want a price or to book? Use the quote request. Just a question? Message us below.

Book a free call

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Opening hours

Where we work

We cover Yourtown, Nearbytown and the surrounding villages. Further out? Just ask.

Thinking of buying or remortgaging?

Book a free call. No pressure and no obligation.

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    Template guide

    This is a one-page Starter Website template for the mortgage adviser trade, designed and built by Crello Agency. One file, no build step.

    1. Find const SITE in the script. Change the name, phone, email, address, hours and area. They update everywhere, including click-to-call.
    2. Edit the text in each section. Switch on the highlight below to outline anything to replace.
    3. Change SERVICES, WORK and FEAT in the script. Pictures marked data-temp-image are temporary stand-ins. Replace each one with your own <img> (up to 10 images on the Starter plan). Quote requests post to the same form address.
    4. To receive enquiries, paste your form address into SITE.formEndpoint (Formspree works). Until then the form shows a demo confirmation.
    5. Want this built for your business? Crello Agency makes it for £99 one-off, ready in 2 to 3 working days: crello.co.uk.